Home Mortgage Disclosure Act (HMDA) Data: Guide to HMDA Reporting, 1990 Record Group 82 Records of the Federal Resenre System . The National Archives and Records Administration (NARA) has been accepting electronic . records into its holdings since the early 1970s. Technical documentation has accompanied each . transfer ofelectronic records.

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Home Mortgage Disclosure Act (HMDA) One discriminatory lending pattern is redlining. A lender engages in redlining when it refuses to provide lending products and services on an equal basis to residents of minority neighborhoods.

"Not provided" means that the applicant did not provide the information in an application taken by mail, by telephone, or on the internet. "Not applicable" means that the applicant is not a natural person (for example, is a corporation) or the information is not available because the loan was purchased by the institution.

Opinion HMDA measure in reg relief bill is misunderstood. A provision to remove new mortgage recordkeeping requirements would help overburdened community banks lend without disrupting data collection that is used to police discrimination.

Home Mortgage Disclosure Act (HMDA) Data: Guide to HMDA Reporting, 2004 Record Group 82 Records of the Federal Reserve System . The National Archives and Records Administration (NARA) has been accepting electronic . records into its holdings since the early 1970s. Technical documentation has accompanied each transfer of electronic records.

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There was some confusion among outside observers about a Bloomberg story stating that Ally Financial Inc.’s GMAC Mortgage unit told brokers and agents to halt foreclosures on homeowners in 23.

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A Guide To HMDA Reporting: Getting It Right! The Guide is a valuable resource for assisting all institutions in their HMDA reporting. It includes a summary of responsibilities and requirements, directions for assembling the necessary tools, and instructions for reporting HMDA data.