And, while the monthly payments are somewhat higher than a 30-year loan, the interest rate on the 15-year mortgage is usually a little lower, and more important – you’ll pay less than half the total interest cost of the traditional 30-year mortgage. However, if you can’t afford the higher monthly payment of a 15-year mortgage don’t feel alone.

In addition, check out these great ways to save on your next used car and additional helpful tips for the first-time car buyer. So, when you’ve got your eye set on a used Hyundai Elantra or Nissan Versa – two solid-value choices for the first-time car buyer – you can make your purchase more confidently, and with less worry about paying.

Determine your budget. 91% of couples help pay for their weddings. As with any major expense, make a budget for your wedding, set savings goals and stay on track. Once you’ve set a budget, calculate how long it takes to reach your goal with our savings goal calculator. Let’s say you want to save $10,000: If you have two years to plan, you.

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The problem is it takes time to save up a down payment.. There are several ways to piece together a bigger down payment. You can: Cut your spending. "If you are saving for a house you might.

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You can pay off your mortgage any time with no additional charges.. The significant advantage of a VA loan is that a down payment is not required. If you are a qualified veteran and wish to purchase a home with little or no down payment, a VA loan may be your best bet..

Welcome to a weekly discussion about your money hosted by Michelle Singletary, nationally syndicated personal finance columnist for The Washington Post. You can submit your questions or comments by.

WELCOME HOME EL PASO Down payment assistance (3) GECU is offering El Paso the opportunity of a lifetime! Welcome Home El Paso is a down payment assistance program that makes your dream of owning a home a reality. We’re offering up to 5% of the amount of your home loan in down payment assistance.