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NerdWallet examines what could happen to the millions of Libor ARMs when the index disappears. Libor, the index to which adjustable-rate mortgages are tied, will disappear in 2022.

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Libor History – Prime Rate History. Libor originated in London, England, and was established between 1984 and 1985. The US Prime Rate, also called the wsj prime rate, originated in the United States. Historical prime rate data go back as far as 1929. When we study the age of Libor versus prime rate, prime rate is much older than Libor.

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