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One of the biggest refinancing myths is that refinancing is the same as consolidation. Though the terms are sometimes used interchangeably, these are two very different concepts. "Consolidation is simply the combining of multiple student loans into one," said Jamie Wharton, Outreach Coordinator at Earnest .

Here are eight student loan myths to look out for: Myth #1: You don’t need to worry about your student loans while you’re in school. The biggest mistake you can make is to blindly take out student loans without considering your major or future career – or without finding ways to minimize your debt while in school.

More Americans are Using Real Estate Agents than Ever Before Mortgage Masters Group These 2 Maps About Student Loans Explode One of the Biggest Myths About Student Loans So start by defining your goals. Once you’ve arrived at a place where you feel like you’ve set some near and long-term goals, start saving.

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