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The Home Affordable Refinance Program (HARP) expires at the end of 2018, 30-year fixed-rate mortgage rates had moved to the high-4s, Miami, Florida; and Phoenix, Arizona – found themselves unable to refinance.

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About These Rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and.

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. of Florida. Bankrate aggregates mortgage rates from multiple sources to provide averages for Florida.. 30-year fixed refinance rate, 3.77%, 0.02%, 3.79 %.

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